Save on auto insurance with an online defensive driving course

For years, New York State has had a Point and Insurance Reduction Program that allows drivers to take a defensive driving course and save on their insurance and reduce points on their licenses.  Because the course requires 8 hours of classroom time, it has been more popular among retirees, students,  and those with poor driving records.

Now the State has approved several internet options that make the program much more attractive for the rest of us.  You still have to spend about 6 hours on the computer, but you have full control over the timing;  you can take breaks when you want and complete the course on your own schedule.

The online courses cost about $40-50. Upon completion, you will receive a 10% discount on your liability and collision insurance premiums for the car you drive.  This discount applies for three years.

If you prefer a traditional classroom course, there are regular courses held in the Albion area.  Call our office for details on upcoming courses.

Here are the links for the four currently-approved online courses:

• American Safety Council, Inc.
• National Point and Insurance Reduction Course, Inc.
• I DRIVE SAFELY
• USA Training Company, Inc.

Related posts:

• Some ideas for saving money on car insurance
• How is your auto insurance premium determined?

For more information, drop by our website at www.albionagencies.com, or get in touch with me.

The information in this post is general in nature, and geared toward insurance conditions in Western New York.  As always, you should speak with an insurance adviser to determine your specific insurance needs.